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BEIJING, March 1 (Xinhua) -- Widespread reports which said that Yao Ming's proposals were rejected was 'fake news', senior official of Chinese Basketball Association (CBA) said at a media briefing here.

Yao was voted as the president of the Chinese Basketball Association rencently. He became the first-ever non-governmental personage to take the position.

Shortly after being elected as president of CBA, Yao sumbit his reform plan to the CBA congress but the plan was rejected because it was not suitable for China, the reports said.

""It was fake news. There was no proposal or reform plan at that congress,"" said Bai Xilin, secretary-general of CBA.

" Finance > Insurance > Home InsuranceHome Equity Loan: What Exactly Is It?

Posted by nick_niesen in Finance on October 29th, 2010

As a homeowner, you must have been deluged with offers for a home equity loan. Don't know what this is? Don't worry Cheap Jerseys From China , you are not the only home owner out there that has had to stop and ask exactly what a home equity loan is.

These loans have actually become more common over the last 20 years or so. .

Understanding the Home Equity Loan

There is equity locked in your owned house. A home equity loan allows you to unlock that equity. Another way to look at it is that the homeowner uses the equity in his or her home as collateral. These loans are often taken out by homeowners that need to finance home repairs or remodeling, pay for unexpected medical bills, or even to pay for higher education.

Basically what this type of loan does is create a lien against the home and until it is paid off the actual equity in the home is reduced by the loan amount.

Let me not mislead you into believing that absolutely all homeowners can get a home equity loan. These loans are reserved for those that are and have been in good standing with their mortgage company and also have excellent credit histories. The home equity loan is essentially a second mortgage because they are secured with the value of the home just as a first mortgage is.

Thirty year first mortgages are popular. But home equity loans tend to be of shorter duration.

There is more than one type loan on your home's equity: open end home equity loans and closed end home equity loans. Open end home equity loans are those that are referr

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